Background image for

Get a Great Rate on a New Mortgage

See How Much You Can Afford or How Much You Can Save for FREE.

Purchase Refinance

About Us

We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

Contact Us

Loan Programs

Here at MAV Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

Learn More

Mortgage Calculators

Browse our selection of calculators and tools. You will find what you need to get started, and then contact us today for a free, personalized consultation..

View Calculators

What Our Customers Say About Us

Rating

5.0

101 reviews

Write a review

5 stars!! John is so easy to work with and very knowledgeable. Going into this process was the unknown for us, he walked us through every step of the process and was able to answer all of our questions. The process ran seamless! Thank you John for helping ...

5 stars!! John is so easy to work with and very knowledgeable. Going into this process was the unknown for us, he walked us through every step of the process and was able to answer all of our questions. The process ran seamless! Thank you John for helping us get into our dream house!

Kerb Appeal Fenceworks

3 months ago

Posted on Google

John does great work, fantastic attention to detail. MAV got our loan approved quickly and funds transferred to our account in record time!

John does great work, fantastic attention to detail. MAV got our loan approved quickly and funds transferred to our account in record time!

3 months ago

Posted on Google

John Vartanian is exceptional in the mortgage lending industry. A decade ago, he helped me buy my first home, and recently, I had the pleasure of working with him again on a more substantial purchase. John's speed, efficiency, reliability, and expertise a ...

John Vartanian is exceptional in the mortgage lending industry. A decade ago, he helped me buy my first home, and recently, I had the pleasure of working with him again on a more substantial purchase. John's speed, efficiency, reliability, and expertise are unparalleled. His knowledge and professionalism make the home-buying process significantly less stressful. John is simply the best at what he does. For a seamless, stress-free, and honest home transaction, I can't recommend anyone more highly than John Vartanian.

3 months ago

Posted on Google

John was such great help! Super attentive and helpful. Happy he was able to help out with our first home loan. :) Made the process super easy as this was something very new to us. Thankful for all the help!

John was such great help! Super attentive and helpful. Happy he was able to help out with our first home loan. :) Made the process super easy as this was something very new to us. Thankful for all the help!

Stephy “IamStephyL” Leon

5 months ago

Posted on Google

MVA Mortgage is top notch. John Vartanian, Owner/Mortgage Originator, went well above and beyond to call of duty to make our dream of country living come true. John is the man. Very professional, quick, and efficient. The entire process was seemless f ...

MVA Mortgage is top notch. John Vartanian, Owner/Mortgage Originator, went well above and beyond to call of duty to make our dream of country living come true. John is the man. Very professional, quick, and efficient. The entire process was seemless from start to finish. I highly recommend John/MVA Mortgage Co. for your real estate loan needs.

Dave Frankenberger

6 months ago

Posted on Google

John Vartanian is an absolute joy to work with! He makes the buying process so easy (a little too easy 😉) and is always available to answer questions and ease concerns. I've now used him for 2 home purchases and 1 refi and will only work with him. HIGHLY ...

John Vartanian is an absolute joy to work with! He makes the buying process so easy (a little too easy 😉) and is always available to answer questions and ease concerns. I've now used him for 2 home purchases and 1 refi and will only work with him. HIGHLY RECOMMEND!

6 months ago

Posted on Google

John is amazing! He really went above and beyond to helping us with our first home! He was even going to help us repair our fence on the weekend! He is very quick to respond to emails, calls, and texts! We wouldn’t recommend anyone else! Thank you John!

John is amazing! He really went above and beyond to helping us with our first home! He was even going to help us repair our fence on the weekend! He is very quick to respond to emails, calls, and texts! We wouldn’t recommend anyone else! Thank you John!

9 months ago

Posted on Google

John is a very knowledgeable mortgage originator and is very easy to work with. He always responds to our questions in no time, even when he is walking his dogs lol, truly just like a friend. John’s magic also helped us get our loan and get our house clos ...

John is a very knowledgeable mortgage originator and is very easy to work with. He always responds to our questions in no time, even when he is walking his dogs lol, truly just like a friend. John’s magic also helped us get our loan and get our house closed sooner than expected. Highly recommended!

1 year ago

Posted on Google

John was incredibly kind and pleasant to work with. He took the time to answer all my questions and always responded quickly. Would definitely recommend him to others and will definitely choose him again in the future. Big thanks to John & the MAV Mortgag ...

John was incredibly kind and pleasant to work with. He took the time to answer all my questions and always responded quickly. Would definitely recommend him to others and will definitely choose him again in the future. Big thanks to John & the MAV Mortgage team!

1 year ago

Posted on Google

Utilizing John at Mav mortgage as my loan office is one of the best decisions I have made. He was extremely communicative, friendly, and on task when it came to getting the documents he needed. I would highly recommend him to anyone looking to purchase a ...

Utilizing John at Mav mortgage as my loan office is one of the best decisions I have made. He was extremely communicative, friendly, and on task when it came to getting the documents he needed. I would highly recommend him to anyone looking to purchase a new home.

Christopher Vinson

1 year ago

Posted on Google

I had an AMAZING experience with John and his team at MAV Mortgage! Very knowledgeable and patient at explaining the home loan process. As a first time home buyer, John helped walk me through all of the chaos and confusion which is the housing market. One ...

I had an AMAZING experience with John and his team at MAV Mortgage! Very knowledgeable and patient at explaining the home loan process. As a first time home buyer, John helped walk me through all of the chaos and confusion which is the housing market. One of the many attributes I valued most was his communication style, John is GREAT at communicating his needs and following up. 10/10 recommend MAV Mortgage!

1 year ago

Posted on Google

John was such a tremendous help during the chaotic and confusing process of purchasing our first home. I was touched by his unfailing reliability, helpfulness, and patience as we navigated this unfamiliar process. Without a doubt, his efforts did so muc ...

John was such a tremendous help during the chaotic and confusing process of purchasing our first home. I was touched by his unfailing reliability, helpfulness, and patience as we navigated this unfamiliar process. Without a doubt, his efforts did so much to reduce our stress levels. I cannot recommend him highly enough and would give him six stars if I could.

1 year ago

Posted on Google

John and his team were extremely helpful with our recent purchase of an investment property. They answered all of our questions, found the best financing option, and worked quickly with our real estate agent and 1031 exchange accommodator to help close e ...

John and his team were extremely helpful with our recent purchase of an investment property. They answered all of our questions, found the best financing option, and worked quickly with our real estate agent and 1031 exchange accommodator to help close escrow in 20 days. I will use their services again in the future.

1 year ago

Posted on Google

John, and his team made the refinancing process easy and convenient. John was always available for questions and kept my husband and I updated as the things progressed.

John, and his team made the refinancing process easy and convenient. John was always available for questions and kept my husband and I updated as the things progressed.

1 year ago

Posted on Google

John and his team was exceptional and beyond professional! My wife and I had less than 24hours to close the deal when we came across a tough situation where we could potentially not get funded for our mortgage. When I called John for the first time, he li ...

John and his team was exceptional and beyond professional! My wife and I had less than 24hours to close the deal when we came across a tough situation where we could potentially not get funded for our mortgage. When I called John for the first time, he listened to my concerns and was able to come up with a solution to help me and my wife get approved based on our special circumstances. Throughout the process, John kept in contact and always follow up with updates. We are very pleased with MAV Mortage and would definitely highly recommend to anyone.

1 year ago

Posted on Google

John Vartanian was amazing to work with and super attentive and convenient to contact. He answered all of our questions and worked so well with our realtor. He also gave us up to date information and didn't let us sign up for anything that wasn't going to ...

John Vartanian was amazing to work with and super attentive and convenient to contact. He answered all of our questions and worked so well with our realtor. He also gave us up to date information and didn't let us sign up for anything that wasn't going to benefit us in the long run which is very rare for a lot of the people out there.

1 year ago

Posted on Google

My husband & I have been with John at MAV Mortgage for many years & highly recommend him. John is Professional, Efficient, Knowledgeable & Trustworthy. He did an excellent job getting the best home loan for us. We are thankful & blessed!

My husband & I have been with John at MAV Mortgage for many years & highly recommend him. John is Professional, Efficient, Knowledgeable & Trustworthy. He did an excellent job getting the best home loan for us. We are thankful & blessed!

1 year ago

Posted on Google

I would like to say thank you so much to John and his team. Hands down the best mortgage company in Fresno, CA. He really took his time to work with us to make sure we understood everything that was going on. He went above and beyond to help us and kept u ...

I would like to say thank you so much to John and his team. Hands down the best mortgage company in Fresno, CA. He really took his time to work with us to make sure we understood everything that was going on. He went above and beyond to help us and kept us informed every step of the way. I will refer to all my friends and family. Thank you again from the Washington Family!!!!

tywona washington

1 year ago

Posted on Google

We are so grateful for John’s amazing work on our home mortgage. Being 8 months pregnant with our 3rd child during this economy and crazy interest rates, me and my husband were concerned about the cost and timeline for closing escrow. John made us feel li ...

We are so grateful for John’s amazing work on our home mortgage. Being 8 months pregnant with our 3rd child during this economy and crazy interest rates, me and my husband were concerned about the cost and timeline for closing escrow. John made us feel like we were top priority, found us the best rate and strategy, and was an advocate for us in making sure everything was in order to close way ahead of schedule so we could move into our new home before baby arrives. We look forward to working with him again for our refi in the future! Highly highly recommended! Thank you John and Everyone at MAV Mortgage!

Tamara Shamlian

2 years ago

Posted on Google

Working with John at MAV Mortgage was nothing but a great experience. He was always available for any questions or concerns I had and kept me updated through the whole process. John is very knowledgeable and experienced. I feel very grateful I had the o ...

Working with John at MAV Mortgage was nothing but a great experience. He was always available for any questions or concerns I had and kept me updated through the whole process. John is very knowledgeable and experienced. I feel very grateful I had the opportunity to work with him. He made things happen when others were not able to. I highly recommend MAV Mortgage.

2 years ago

Posted on Google

I have had the honor of working with John for the last few months, and I am so excited to say that I am now a homeowner. John has helped me every step of the way, and has been not only extremely helpful but also extremely supportive. He made this process ...

I have had the honor of working with John for the last few months, and I am so excited to say that I am now a homeowner. John has helped me every step of the way, and has been not only extremely helpful but also extremely supportive. He made this process easy, stress-free, and exciting. I would recommend working with John and MAV Mortgage to any person looking to purchase a place. Thank you John!

Taylor Robinson

2 years ago

Posted on Google

John worked with us for a couple months. He was very professional and patient. He explained everything to us as we went. It was our first time buying a house so he had a lot of explaining to do lol. We appreciate everything he has done for us. Thank you s ...

John worked with us for a couple months. He was very professional and patient. He explained everything to us as we went. It was our first time buying a house so he had a lot of explaining to do lol. We appreciate everything he has done for us. Thank you so much for everything. We highly recommend John Vartanian if you are buying a house

2 years ago

Posted on Google

John and Melissa at MAV Mortgage are the best team I have had the pleasure to work with! Their attention to detail and client service is unmatched!

John and Melissa at MAV Mortgage are the best team I have had the pleasure to work with! Their attention to detail and client service is unmatched!

2 years ago

Posted on Google

The people at MAV Mortgage are amazing! John was consistently on top of everything. Not once did I feel like I was a burden. Every question I asked was answered with patience and in layman’s terms. Things went so smooth because of John, and because it di ...

The people at MAV Mortgage are amazing! John was consistently on top of everything. Not once did I feel like I was a burden. Every question I asked was answered with patience and in layman’s terms. Things went so smooth because of John, and because it did, I bragged to my family and friends who told me horror stories of transactions that went south due to lenders who didn’t get things done right the first time. I highly highly recommend MAV Mortgages to anyone in need of a lender to buy or refinance a home. John has been a blessing and we are so thankful for everything he has done.

2 years ago

Posted on Google

Once again, MAV has provided exceptional service! John and his team are responsive, personable, and always offer the best. He makes sure you understand the process, what you need, and what will happen next so you have appropriate level-setting expectation ...

Once again, MAV has provided exceptional service! John and his team are responsive, personable, and always offer the best. He makes sure you understand the process, what you need, and what will happen next so you have appropriate level-setting expectations. I have had great experiences and outcomes using MAV and will continue to use MAV and refer MAV to others. I cannot say enough about how awesome they are.

2 years ago

Posted on Google

John was so helpful and available throughout the entire loan process and everything went seamlessly start to finish!

John was so helpful and available throughout the entire loan process and everything went seamlessly start to finish!

2 years ago

Posted on Google

This home buying experience was pretty awful, but John did everything in his power to make it easy. Thanks to John we were well informed and were able to lock in and retain a super low interest rate. If you are buying or refinancing reach out to John he w ...

This home buying experience was pretty awful, but John did everything in his power to make it easy. Thanks to John we were well informed and were able to lock in and retain a super low interest rate. If you are buying or refinancing reach out to John he will not let you down!

2 years ago

Posted on Google

John was phenomenal to work with! This was our second home we purchased using John and we wouldn’t go anywhere else! He answered all of our questions we had night and day and was so quick to respond every time. John made the sale and buying process seamle ...

John was phenomenal to work with! This was our second home we purchased using John and we wouldn’t go anywhere else! He answered all of our questions we had night and day and was so quick to respond every time. John made the sale and buying process seamless!

Ashley Campbell

2 years ago

Posted on Google

Hi: John Vartanian at MAV Mortgage helped me with my recent home purchase - moving from out of State back to CA. Everything was done via telephone and e-mail. He was totally professional and on top of everything at all times! I would definitely recomme ...

Hi: John Vartanian at MAV Mortgage helped me with my recent home purchase - moving from out of State back to CA. Everything was done via telephone and e-mail. He was totally professional and on top of everything at all times! I would definitely recommend his services.

Joyce Owen DeWeese

2 years ago

Posted on Google

I worked with John at MAV mortgage for my refinance. The process was straight forward, fast, and easy. His responsiveness to questions was incredible. I would recommend him for all your mortgage needs. Thanks again for such a smooth process.

I worked with John at MAV mortgage for my refinance. The process was straight forward, fast, and easy. His responsiveness to questions was incredible. I would recommend him for all your mortgage needs. Thanks again for such a smooth process.

2 years ago

Posted on Google

Highly recommended, John Vartanian was exceptional in his efforts to educate us and facilitate a smooth transaction. He responded in a prompt manner and was able to guide us without any hassle or pressure.

Highly recommended, John Vartanian was exceptional in his efforts to educate us and facilitate a smooth transaction. He responded in a prompt manner and was able to guide us without any hassle or pressure.

Arthur Hernandez

2 years ago

Posted on Google

John at MAV Mortgage is the definition of a class act. Extremely thorough, answers any questions you have, and his response time to get back to you beyond expectation. We used him to refinance our home, and he explained every scenario to us so we could ma ...

John at MAV Mortgage is the definition of a class act. Extremely thorough, answers any questions you have, and his response time to get back to you beyond expectation. We used him to refinance our home, and he explained every scenario to us so we could make an informed decision on what would work best for our family. I truly feel like we found a gem in the sea of mortgage companies. A+++

2 years ago

Posted on Google

Excellent, honest & professional!!! ... These words describe John ...During the process from start to finish, John always was very patient and thorough! .. John really is a pleasure to work with! ... We highly recommend John to anyone needing mortgage fin ...

Excellent, honest & professional!!! ... These words describe John ...During the process from start to finish, John always was very patient and thorough! .. John really is a pleasure to work with! ... We highly recommend John to anyone needing mortgage financing ... rd

3 years ago

Posted on Google

I would 1000% recommend John to anyone! John is a true professional and was always available to answer our questions. John helped us make the home buying process stress free. Even with our added complication of changing jobs during escrow, John was so won ...

I would 1000% recommend John to anyone! John is a true professional and was always available to answer our questions. John helped us make the home buying process stress free. Even with our added complication of changing jobs during escrow, John was so wonderful. He got us the best interest rate and always had our best interest in mind. I cannot say enough good things about John.

Esmeralda Kinney

3 years ago

Posted on Google

John really looks out for his clients, even after the deal is closed. While his typical market is in the Central Valley, John helped us purchase our home in the Bay Area. He was extremely responsive and very quick to make changes as we shopped for homes i ...

John really looks out for his clients, even after the deal is closed. While his typical market is in the Central Valley, John helped us purchase our home in the Bay Area. He was extremely responsive and very quick to make changes as we shopped for homes in a hot market. A little over a year after our first experience, John reached out to us to ask if we were interested in refinancing, and we worked with him again to lower our rate and monthly payments. He and his team were very fast and efficient, closing our refinance within a few weeks of first exploring refinance options while also giving us some of the most competitive rates. We would absolutely work with him again in the future and recommend him to others as well.

3 years ago

Posted on Google

A friend recommended John and his feeling was that he had integrity and I agree. John is a great guy and was outstanding to work with, he was very knowledgeable, friendly, and quick with his responses. He answered all of my questions and encouraged me to ...

A friend recommended John and his feeling was that he had integrity and I agree. John is a great guy and was outstanding to work with, he was very knowledgeable, friendly, and quick with his responses. He answered all of my questions and encouraged me to ask questions throughout the process. I recommend John, MAV Mortgage, without any hesitation and I did recommend him to my son before I even closed. The icing on the cake was with all the great service he was also able to give me the best rate and came in with lower fees than another company. I was extremely satisfied with the whole outcome.

Rosemary Coronado

3 years ago

Posted on Google

MAV is the best. John walked me through the loan process and answered all of my many questions along the way. Excellent communication and easy to work with. MAV worked hard to get me a good rate and they provided excellent service. I would highly recommen ...

MAV is the best. John walked me through the loan process and answered all of my many questions along the way. Excellent communication and easy to work with. MAV worked hard to get me a good rate and they provided excellent service. I would highly recommend them.

3 years ago

Posted on Google

John was a pleasure to work with. Very professional and extremely responsive. Highly recommend MAV mortgage!

John was a pleasure to work with. Very professional and extremely responsive. Highly recommend MAV mortgage!

3 years ago

Posted on Google

This was the quickest and most efficient business experience I can remember. Perfect amount of communication through the process, and everything was delivered as discussed. Thank you John and Melissa for making this too easy.

This was the quickest and most efficient business experience I can remember. Perfect amount of communication through the process, and everything was delivered as discussed. Thank you John and Melissa for making this too easy.

3 years ago

Posted on Google

John helps through the process all the way and gets it done. We are always happy to bring our business to him.

John helps through the process all the way and gets it done. We are always happy to bring our business to him.

3 years ago

Posted on Google

John is knowledgeable, professional, and quick to respond to questions. He is a pleasure to do business with and I highly recommend him!

John is knowledgeable, professional, and quick to respond to questions. He is a pleasure to do business with and I highly recommend him!

Michelle Blagen

3 years ago

Posted on Google

John was super responsive and got our refinance done in no time! Easy to work with and offered us several great mortgage options! We will definitely be using his services again!

John was super responsive and got our refinance done in no time! Easy to work with and offered us several great mortgage options! We will definitely be using his services again!

3 years ago

Posted on Google

This is our second time working with John on refinancing. He is always professional and timely and guides you through each step of the process. Highly recommend!

This is our second time working with John on refinancing. He is always professional and timely and guides you through each step of the process. Highly recommend!

Jonathan Jensen

3 years ago

Posted on Google

John worked on a refi for my rental property and did an outstanding job. Answered all my questions very quickly and service with a personnel touch. Most importantly, the turn around time from beginning to end was roughly 4-5 weeks to signing.

John worked on a refi for my rental property and did an outstanding job. Answered all my questions very quickly and service with a personnel touch. Most importantly, the turn around time from beginning to end was roughly 4-5 weeks to signing.

3 years ago

Posted on Google

John is by far the best loan officer in the central valley. He is very knowledgeable and can answer any questions you may have. He has excellent communication skills, often replying almost immediately to some late night or weekend emails I sent to him. My ...

John is by far the best loan officer in the central valley. He is very knowledgeable and can answer any questions you may have. He has excellent communication skills, often replying almost immediately to some late night or weekend emails I sent to him. My realtor really liked working with him, she mentioned he is very fast to provide her with the documents she needed. John has made my home buying experience amazing. I felt he was very trustworthy during this process and had my best interest's in mind. I would love to recommend MAV mortgage to anybody looking to purchase a home.

Johnny Lefebvre

3 years ago

Posted on Google

John helped us as we purchased a new home. He was helpful, kind and always available for questions. The process was seamless and we were able to close early as he had everything we needed ready to go. I’d highly recommend John to anyone needing help w ...

John helped us as we purchased a new home. He was helpful, kind and always available for questions. The process was seamless and we were able to close early as he had everything we needed ready to go. I’d highly recommend John to anyone needing help with a home loan, his attention to detail definitely takes the stress away!

3 years ago

Posted on Google

John assisted us in our refinance. He made the process very smooth and quick. He was always willing to answer any questions that I had. He was very helpful, professional, and communicative. Best experience!

John assisted us in our refinance. He made the process very smooth and quick. He was always willing to answer any questions that I had. He was very helpful, professional, and communicative. Best experience!

3 years ago

Posted on Google

John took care of us during the purchase of our home and our refinance. He is amazing and professional. I would recommend him anyone for their financing needs. He walked me through each step of the process no surprises. Best experience!

John took care of us during the purchase of our home and our refinance. He is amazing and professional. I would recommend him anyone for their financing needs. He walked me through each step of the process no surprises. Best experience!

3 years ago

Posted on Google

We just completed our fourth transaction with John Vartanian. We’ve bought three homes and done one refinance with John. There’s a reason we keep wanting to work with him! He is professional, efficient, responsive and very easy to talk to and work with. ...

We just completed our fourth transaction with John Vartanian. We’ve bought three homes and done one refinance with John. There’s a reason we keep wanting to work with him! He is professional, efficient, responsive and very easy to talk to and work with. John was quick to answer all my questions and talk me through our different options. He kept us informed during each step of the process and enabled us to close a week early on a thirty day escrow period! I’d highly recommend John Vartanian and Mav Mortgage!

Mark and Jenny Jonas

3 years ago

Posted on Google